Tuition and Financial Aid
A college education does not come without a cost, but making the investment in your future by attending Rutgers may be more affordable than you imagine. As The State University of New Jersey, Rutgers strives to keep quality education within reach. To help eligible students afford a Rutgers education, the university offers scholarships, grants, student employment, information about loans, and tuition payment plans.
Value and Affordability Matter
Giving Students Access to Excellent Education
Rutgers makes a world-class education accessible and affordable. All eligible New Jersey students can attend Rutgers tuition-free for four years through a combination of university, federal and state financial aid programs.
Our R-UN to the Top, Bridging the Gap, and Scarlet Guarantee programs build on existing state and federal aid programs to enable in-state students with family incomes below $65,000 to attend the university tuition-free and to reduce tuition and fees for students with family incomes below $100,000.
- $90M+ in federal Pell Grants to more than 17,700 Rutgers students, 2020–2021
- 9,000 students received nearly $30 million in financial aid and emergency assistance through Scarlet Promise Grants
- 75% of Rutgers students receive financial aid
- 34% of 1st-year students are first-generation undergraduates
Cost of Attending Rutgers
Estimate your annual cost of attending Rutgers as an undergraduate with this quick tool that calculates tuition and fees for in-state and out-of-state students enrolled in one of the three arts and sciences schools at Rutgers University. Tuition and fee rates for the 2022–2023 academic year are used.
Cost for Undergraduates
Cost of Graduate Attendance
Tuition and fees vary based on attendance in New Brunswick, Newark, Camden, or through Rutgers Biomedical and Health Sciences (RBHS).
Understanding Tuition, Fees, and Other Costs of Attending Rutgers
Attending Rutgers, or any university, will have both direct and indirect costs, which typically include tuition, enrollment fees, housing expenses, costs for meal plans, books and class materials, transportation, and personal expenses.
Tuition is the cost charged by the university for taking courses, and is often based on the number of credits you take. At Rutgers, tuition varies based on school affiliation, campus, and program. After registering for courses, Rutgers issues students an online term bill each semester, which includes all tuition and fees.
Term bills list the tuition, fees, and other costs due after deducting for credits for loans and financial aid, such as scholarships, grants, and other items. Paying your term bill completes your enrollment for each semester. An interest-free payment plan option is available.
Paying for Your Rutgers Education
It is typical for students to piece together the funds to attend college through a variety of sources. Many students at Rutgers receive some form of financial assistance through grants/scholarships, loans, and/or work study, and then use a combination of personal or family contributions or outside funding to make up the difference after financial aid. Note: Rutgers Biomedical and Health Sciences (RBHS) students must complete an additional application (other than the FAFSA) to be eligible for financial aid.
The Scarlet Guarantee
The Scarlet Guarantee is a signature Rutgers–New Brunswick program designed to make college more accessible and affordable, offering a "last dollar" financial aid award that covers the cost of in-state tuition and mandatory fees.
Net Price Calculator
The Rutgers Net Price Calculator tool can help you estimate your net price for attending the university. Net price is the difference between the "sticker" price (full cost) to attend, minus any grants and scholarships for which you may be eligible.